> PRODUCTS > BUSINESS
> EMPLOYMENT PRACTICES LIABILITY INSURANCE (EPLI)
covers businesses against claims by workers that their legal rights
as employees of the company have been violated.
The number of lawsuits
filed by employees against their employers has been rising. While
most suits are filed against large corporations, no company is immune
to such lawsuits. EPLI provides protection against many kinds of
employee lawsuits, including claims of:
- Sexual harassment
- Wrongful termination
- Breach of employment contract
- Negligent evaluation
- Failure to employ or promote
- Wrongful discipline
- Deprivation of career opportunity
- Wrongful infliction of emotional distress
- Mismanagement of employee benefit plans
The cost of EPLI coverage depends on your type of
business, the number of employees you have and various risk factors
such as whether your company has been sued over employment practices
in the past. The policies will reimburse your company against the
costs of defending a lawsuit in court and for judgments and settlements.
to Help Prevent Employee Lawsuits:
Educate your managers and employees to minimize problems
in a proactive manner:
- Create effective hiring and screening
programs to avoid discrimination in hiring.
- Post corporate policies throughout
the workplace and place them in employee handbooks
so policies are clear to everyone.
- Show employees what steps to take
if they are the object of sexual harassment or discrimination
by a supervisor. Make sure supervisors know where
the company stands on what behaviors are not permissible.
Document everything that occurs and the
steps your company is taking to prevent and solve employee
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Copyright © 2005-2014 English Insurance Group, LLC
5005 200th ST SW, Suite 200 B, Lynnwood, WA 98036
Phone: (425) 673-7948 Fax: (425) 673-7942
IMPORTANT NOTE: This Web site provides only a simplified description
of coverages and is not a statement of contract. Coverage may not
apply in all states. For complete details of coverages, conditions,
limits and losses not covered, be sure to read the policy, including
all endorsements, or prospectus, if applicable. Please feel free to
contact us for further information.